A payments spine for two-sided marketplaces.
Onboard sellers in minutes. Split and pay out in one API call.
Paytab Connect lets your platform onboard sellers, split each payment between multiple parties, and send payouts on your schedule — with all the KYC, AML and compliance handled for you.
Everything you'd expect, and a few things you wouldn't.
Every capability below is included on the standard plan — no upsell, no feature gating.
Payment splits
Split any payment across up to 100 recipients. Take your platform fee automatically.
KYC & AML built-in
Verify sellers with document upload, ID checks and sanctions screening — powered by Paytab.
Custom payout schedules
Daily, weekly, on-demand or hold-and-release — you set the policy.
Everything included
One flat, transparent rate. Every capability below is available from day one — nothing is hidden behind an enterprise contract.
- Standard, Express and Custom onboarding
- White-labelled seller dashboards
- Automated tax forms (1099, etc.)
- Escrow-style holds
- Refunds & chargebacks routed to seller
- Reserve balances
- Multi-currency payouts
- Real-time balance API
- Webhook events per seller
Live in an afternoon, not a quarter.
Most teams take their first live payment on Paytab the same day they sign up. Here's the shape of a typical rollout.
Create your account
Sign up in under a minute — no credit card, no sales call. Verify your email and you're in the dashboard.
Connect your stack
One-line embed, native plugin, or full REST API. Test-mode is byte-for-byte identical to production.
Take live payments
Complete a short KYC form and start settling money into your bank the next business day.
Scale with confidence
Automatic retries, smart routing, and detailed analytics grow with you from £1k to £100M/month.
A payments API that actually feels good.
Clean, RESTful endpoints with idempotency by default and predictable, versioned responses. SDKs for Node, Python, PHP, Ruby, Go and Java — plus first-class TypeScript types generated directly from the OpenAPI spec.
- Sandbox that's byte-for-byte identical to live
- Deep webhook events with signed payloads and automatic retries
- Live request logs, replay tools and API keys scoped by permission
- Semver-versioned API — breaking changes are opt-in, never surprises
paytab.payments.create({
amount: 10000,
currency: 'gbp',
transfer_data: {
destination: 'acct_seller_123',
amount: 8500, // seller gets £85, platform keeps £15
},
});Built to bank-grade standards from day one.
Every Paytab transaction is protected by hardware-backed encryption, adaptive risk scoring and full 3D Secure 2 authentication. Card data never touches your servers — we tokenise on our PCI DSS Level 1 network and return safe references you can store anywhere.
- PCI DSS Level 1 certified
- SOC 2 Type II audited
- ISO 27001 information security
- GDPR & UK-GDPR compliant
- FCA-authorised payment institution
- 3D Secure 2 & SCA-ready
- AES-256 at rest, TLS 1.3 in flight
- 24/7 security operations centre
Machine-learning models score every transaction in under 40ms.
Anomaly detection alerts our on-call team the moment something looks off.
Your funds are held in dedicated safeguarding accounts, ring-fenced by law.
Authorised and regulated by the FCA under the Payment Services Regulations 2017.
How we compare to legacy processors.
Straight talk. No asterisks, no small print, no "call for quote" pricing.
| Feature | Paytab | Legacy processors |
|---|---|---|
| Setup time | 5 minutes, self-serve | 2–6 weeks with a sales rep |
| Pricing | 1.4% + 20p, published | 'Call for quote' |
| Monthly fees | £0 | £25 – £500+ |
| PCI scope | SAQ-A, handled for you | SAQ-D, your problem |
| Payout speed | Next business day | 3–7 business days |
| API quality | Modern REST, typed SDKs | SOAP or 2010-era REST |
| Support | Humans, 24/7, ~12 min reply | Ticket queues, business hours |
Plays nicely with the tools you already use.
Native plugins for the biggest e-commerce, accounting and automation platforms — plus a fully open API for everything else.
The kind of platform teams recommend to each other.
"We migrated from a legacy processor in a weekend and saw a 6% lift in approval rate the first Monday. Support is genuinely excellent."
"The dashboard is the first one my finance team actually enjoys using. Reconciliation that used to take days is done before lunch."
"Paytab's smart retries recovered £180k of failed subscription payments in our first quarter. That's more than paid for the whole platform."
Ready to get paid, faster?
Create a Paytab account in under a minute. No credit card required, no long-term contract, cancel any time.